Money Market Checking

Accounts with an average monthly collected balance of $2,500.00 incur no monthly maintenance fee. Money market accounts pay a higher rate of interest than interest checking accounts. Sunstate money market accounts offer an attractive tiered rate plan.

Interest is paid monthly and calculated on the daily collected balance based on the tiered schedule below:

Tier	Account balance
Rate.......... 1	$ 2,500.00	$   9,999.99
Rate.......... 2	$ 10,000.00	$ 14,999.99
Rate.......... 3	$ 15,000.00	$ 99,999.99
Rate.......... 4	$ 100,000.00	or above

Interest will not accrue on collected balances under $ 2,500.00. Accounts with an average collected balance of less than $ 2,500.00 for the month are charged a maintenance assessed of $15.00.

Note: Federal regulations limit the number of transactions during any single statement cycle to no more than six withdrawals or transfers to another account or to a third party by means of automatic, preauthorized, telephone or computer, transfer or by check, draft, debit card or similar order to a third party. This limitation does not apply to withdrawals or transfer made by mail, ATM or in person if using our special withdrawal forms provided by the teller at the time of the transaction. Items processed in excess of the legal limit incur an excessive money market transaction fee of $20.00 per item and may be dishonored. Repeated violations of this rule may cause the account to be reclassified as a non-interest earning account.