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Own Property in the U.S. — Even Without Residency

We make it easy for non-U.S. residents to invest in real estate in Florida

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At Sunstate Bank, we specialize in helping international clients achieve their financial goals in the U.S. Our loan solutions are designed for non-residents who want to purchase property, invest, or expand their footprint in the U.S. Market.


Loan Types Available For Non-U.S. Residents

Residential Real Estate Loans

Purchase a second home, vacation property, or investment property in Florida

  • Financing available for homes, condos, and rental properties
  • Personalized underwriting for foreign investors

Commercial Real Estate Loans

Invest in income-producing or owner-occupied commercial properties in Florida

  • For corporations and individuals abroad
  • Ideal for multi-family units, offices, retail spaces, and warehouses


All loans will be subject to credit approval




Documents We Accept

You don't need a U.S. credit history. We work with your international documentation:

  • Foreign tax returns
  • International bank statements
  • Valid passport or national IDs
  • Corporate documents (if borrowing through a company)

Why Choose Sunstate Bank?

  • Personalized support from bilingual loan officers
  • Flexible documentation - we accept foreign tax returns, IDs, and financials
  • Tailored lending options for international borrowers
  • Quick decisions made locally, not overseas
  • Competitive rates and terms

Interested in a Loan? Start Here.

Fill out the form below and a dedicated lending specialist will contact you to discuss your needs and next steps.




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