About Sunstate Bank | Community Banking in Miami
About Us

About Us

About Sunstate Bank

Welcome to Sunstate Bank, where banking is all about you.

Founded back in 1999, we’ve been serving the Miami-Dade County community with a personal touch that sets us apart.

We’re not just your average bank - we’re your neighbors. With our headquarters nestled in beautiful Palmetto Bay, we’re also right in the heart of Coral Gables and in central West Miami. You see, we’re about making banking easy for you, with our convenient locations ready to serve you.

The lobby of Sunstate Bank

At Sunstate Bank, we’re not just about technology; we’re about people. We offer a wide range of deposit options tailored to your needs, whether you’re an individual, a business owner, or a part of our global community. From simple checking and savings accounts to certificates of deposit (CDs), commercial loans, and Business Money Market, we’ve got you covered.

We’re here for your financial journey, no matter where it takes you. Need to make a dream a reality? Our business credit options are designed for both local and international dreams. Looking to grow your business? Our commercial mortgages, team and working capital loans, commercial lines of credit (LOC), and commercial real estate loans are here to fuel your ambitions.

For our valued neighbors, we offer financing that matters. From residential mortgages to home equity line of credit (HELOC), we’re with you every step of the way.

Life’s busy, we get it. That’s why we believe in keeping things simple and clear. Because at Sunstate Bank, we don’t just take banking seriously; we take it personally.

Core Values

Personal

Sunstate Bank was founded in 1999 (originally called Sofisa Bank of Florida). In these almost 25 years a lot has changed in the financial world, but one thing hasn’t: our solid reputation.

Caring

Sunstate Bank believes in building direct, sincere, and long-lasting relationships, not only with our customers but within our close-knit staff, as well as the communities we serve.

Personalized

Our knowledge and caring staff work with you to understand and create a plan to meet your specific financial goals. This is supported by our constant advancement of online tools and resources.

Trustworthy

Stable growth, steadfast earnings, and firm control of risk factors, we provide our customers, team members, and our shareholders with one thing money can’t buy: peace of mind.

Diverse

Internally, we are as diverse as the communities we serve. Additionally, diversity speaks to our large range of products and services and helps our clients from graduation to retirement.

A group of Sunstate Bankers in the bank lobby with cake, waving at the camera

Solid Foundation

Prudence has been the cornerstone of Sunstate Bank’s approach to managing our business. The Bank was built on a solid foundation and conservative principles. The Bank's business is conducted in a safe and sound manner and supported by a high level of capitalization.

Our dedicated team understands that every financial journey is unique. That’s why we offer personalized solutions that align with your specific goals. Beyond our knowledgeable staff, we’re proud to provide cutting-edge online tools that empower you to navigate your financial path confidently.

Two people posing in front of a Sunstate Bank Mission banner

Our Mission

At Sunstate Bank we are a committed partner in getting the families, individuals, and businesses in our communities where they want to be.

Our passionate, knowledgeable, and caring staff deliver personalized service and compassion with every interaction.

Stable growth, steadfast earnings, and a firm control of risk factors we provide our customers and our shareholders with one thing money can’t buy: peace of mind.

Our Vision

Sunstate Bank strives to be the most reliable and respected source of financial guidance and solutions in the communities we serve. In partnership, our customers succeed, and even exceed, in every aspect of their financial lives.

A group of Sunstate Bankers in the bank lobby waving at the camera

Our Community

We believe in the power of relationships - direct, sincere, and long-lasting. As your neighbors, we’re dedicated to nurturing not only financial growth but also the well-being of our communities. Together, we strive for success and exceed expectations in every financial aspect.

A Sunstate Banker at her desk working with a customer

Relationships

Sunstate Bank believes in building direct, sincere, and long-lasting relationships with our customers. This commitment has proven to be our standard of excellence. Sunstate Bank’s way of doing business stems from a conscientious policy that harmonizes and prioritizes the commitment of its management and staff to offer personalized and differentiated service to our customers.