Money Market Accounts | Sunstate Bank
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Money Market Account

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Grow Your Savings - With Flexibility to Spend

Looking for a savings option that gives you more earning power and easy access to your funds? Sunstate Bank’s Money Market Account combines the best of both worlds - higher interest rates and liquidity when you need it.

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Key Benefits

Earn Competitive, Tiered Interest

Grow your money faster - and earn even more with higher balances.

Easy Access to Your Funds

Write checks, use your debit card, or transfer money as needed (up to 6 withdrawals per month).

FDIC Insured

Your funds are protected up to $250,000.

Free Online & Mobile Banking

Manage your money anywhere, anytime - including mobile check deposits and transfers.

Free Debit Card

Accepted worldwide and comes with free ATM access via NYCE, Presto! (Publix), and Chase networks.


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Who Is This Account For?

This account is a great fit if you:

  • Keep $2,500 or more in savings regularly
  • Want to earn more interest than a basic savings account
  • Still want flexible access to your funds
  • Aren’t ready to lock your money in a long-term CD

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Why Choose a Money Market?

Unlike traditional savings accounts, money market accounts offer tiered interest rates that reward higher balances. You also get limited check-writing privileges, allowing you to use your money without penalties or waiting periods.

Why Bank with Sunstate?

  • Trusted by South Floridians since 1999
  • Voted Miami-Dade’s Favorite Bank (2023 & 2024)
  • 5-Star rated by BauerFinancial since 2016
  • Personalized service in English, Spanish, and Portuguese

Account Snapshot

Feature Details
Minimum Opening Deposit $100
To Earn Interest $2,500 daily balance or $5,000 per statement cycle1
Monthly Withdrawal Limit 6 free per month (per federal regulations)
Over Limit Withdrawal Fee $10 per excess item
Interest Structure Tiered – higher balances earn higher rates
Online Banking Free – includes mobile app and check deposit
Debit Card Free, accepted globally

Start Growing Your Savings Today

Open an account online or visit one of our branches in Coral Gables, West Miami, or The Falls - our team is here to help you every step of the way.

*Interest is compounded and credited monthly. For full account disclosures, please call or stop into one of our branches. Rate tier information available here. Rates and terms may vary and are subject to change. Fees may reduce earnings. Additional fees may apply.