Advisory Account | Sunstate Bank Wealth Management
Wealth Management

Wealth Management

Advisory Account

Professional Investment Management Aligned With Your Objectives

Through our affiliate, Sunstate Wealth Management, LLC, we offer Advisory Accounts designed to help you pursue your financial goals through structured guidance, ongoing oversight, and access to diversified investment solutions.

Clients may choose a discretionary or non-discretionary relationship, depending on their preferred level of involvement in decision-making. Each relationship includes personalized investment advice based on your financial situation, risk tolerance, and long-term objectives.

A man assisting an investing customer over the telephone

Key Features

Personalized Advice

Investment recommendations based on your financial profile, time horizon, and risk considerations.

Ongoing Portfolio Monitoring

Your portfolio is reviewed periodically and may be adjusted to reflect market conditions and your goals.

Comprehensive Wealth Planning

Support in areas such as retirement planning, education funding, liquidity management, and estate considerations.

Global Investment Access

Availability of U.S. and international equities, fixed income, ETFs, mutual funds, and, where appropriate, certain third-party alternative investment vehicles.

Dedicated Relationship

Work directly with an investment advisory representative supported by a culturally aware, multilingual team.

A female advisor advising

What an Advisory Account Can Assist You With

  • Asset allocation and diversification
  • Investment selection aligned with your strategy
  • Retirement planning and transition planning
  • Managing global exposure, where relevant
  • Coordinating tax considerations with your tax/legal advisors
  • Shifting from accumulation to income distribution strategies

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Who This Account May Be Appropriate For

  • Individuals and families with significant or growing assets
  • U.S. residents and certain non-U.S. persons (subject to eligibility and regulation)
  • Business owners and entrepreneurs
  • Trusts, family offices, and legal entities
  • Clients seeking advisory support for more complex financial needs

Why Work With Sunstate Wealth Management

  • U.S.-based investment advisory firm with international client capabilities (where permitted)
  • Relationship-based advisory approach
  • Multilingual support (English, Spanish, Portuguese)
  • Transparent, asset-based fee structure
  • Ability to connect advisory services with banking and custody solutions provided by Sunstate Bank (separate legal entity)

Two Advisory Models

Model Description Best For
Discretionary Sunstate Wealth Management, LLC makes investment decisions on your behalf in accordance with your objectives and risk profile. Clients who prefer full portfolio delegation.
Non-Discretionary You and your advisor make decisions together. No trades occur without your approval. Clients who want ongoing involvement and collaboration.

Transparent Fee Structure

Your advisory account is fee-based, not commission-driven.

Fees are calculated as a percentage of assets under management and may vary according to account size, complexity, and services provided. A detailed fee schedule is included in your advisory agreement and disclosed in Form ADV.

An advisor advising an older couple

Getting Started

Your advisory relationship begins with:

  • A discussion about your goals, financial situation, and risk preferences
  • A proposed investment strategy and recommendation of discretionary or non-discretionary service
  • Required documentation and disclosures
  • Ongoing portfolio reviews and periodic updates

Your advisor will guide you through each step of the onboarding and review process.

Ready to Explore an Advisory Relationship?

Contact our Wealth Management team to schedule a confidential consultation and learn how an Advisory Account may fit your financial needs.

Schedule a Consultation

Important Disclosures

Advisory services are offered through Sunstate Wealth Management, LLC, an SEC-registered investment adviser. Registration does not imply a specific level of skill or training.

Investment advisory accounts involve risk and may lose value. Advisory accounts may be subject to minimums and eligibility requirements.

Sunstate Bank and Sunstate Wealth Management, LLC are affiliated but separate legal entities.

INVESTMENT PRODUCTS ARE:

  • NOT FDIC INSURED
  • NOT BANK GUARANTEED
  • NOT A DEPOSIT
  • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
  • MAY LOSE VALUE

 

Required Regulatory Documents