Commercial Real Estate Loans | Sunstate Bank
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Finance Your Next Property - with a Local Lending Partner You Trust

Looking to purchase, refinance, or renovate commercial property? At Sunstate Bank, we specialize in flexible, relationship-driven commercial real estate lending designed for developers, investors, and owner-occupants across South Florida and beyond.

From multi-family buildings and retail centers to warehouses and offices, we finance the properties that power your business - with competitive rates and fast, local decision-making.

An architect works on a building model

Why Choose Sunstate?

Lending Expertise

We understand the unique needs of Florida real estate investors and business owners - and structure loans that make sense.

Fast Decisions, Local Service

Enjoy quicker turnarounds from a team that knows the market and makes decisions locally.

Competitive Terms

Fixed and variable rate options designed to match your goals and property cash flow.

Relationship-First Approach

Work with a dedicated commercial lender every step of the way - not a 1-800 number.


A condo building in Miami

What Can You Finance?

  • Investment properties - Retail, office, warehouse, mixed-use
  • Owner-occupied buildings - Medical offices, corporate HQs, professional space
  • Multi-family developments - Apartments, duplexes, small residential complexes
  • Refinancing existing commercial loans - Lower rates or cash-out for improvements

Your Strategic Lending Partner

With over 25 years of community banking in Florida, Sunstate Bank has deep experience supporting developers, family offices, and business owners with real estate lending that’s fast, flexible, and personal.

Ready to Discuss Your Property?

Let’s talk about your project, walk through your goals, and build a financing solution that helps you close with confidence. Or visit one of our South Florida branches to speak directly with a Sunstate Bank real estate expert.

*For full account disclosures, please call or stop into one of our branches. All loans are subject to credit approval. Terms may vary based on creditworthiness and collateral.