Personal Checking Accounts | Sunstate Bank Florida
Personal
Personal

Personal Checking

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Account Basic Checking
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Personal Checking
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Interest Checking
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Best For First-time or low-balance users seeking simplicity Everyday banking needs with unlimited flexibility Higher-balance customers who want to earn as they spend
Minimum to Open $0 $25 $100
Earns Interest
Tiered interest on $1,000+
ATM & Debit Access Free debit card + free withdrawals at Chase, Presto! & NYCE ATMs Free debit card + free withdrawals at Chase, Presto! & NYCE ATMs Free debit card + free withdrawals at Chase, Presto! & NYCE ATMs
Highlights Bank On-certified, no overdraft fees, easy to open with no minimum balance, sole ownership at 16 years old Unlimited check writing and debit use, free online/mobile banking Combines full checking access with interest earnings on your balance
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Included with Every Sunstate Bank Checking Account:

  • Free Online Banking & Bill Pay
  • Free Mobile Banking with Check Deposit
  • Free Debit Card Issued Instantly
  • Multilingual Customer Support (English, Spanish, Portuguese)
  • FDIC Insurance up to $250,000
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Notes:
To avoid fees, Personal Checking requires a minimum collected balance each day (check latest terms and conditions).
Interest Checking pays interest monthly, based on the daily balance and applicable tiers.
Basic Checking is certified by the Bank On initiative, meeting national standards for safe, affordable accounts.