Regular Savings Account | Sunstate Bank
Personal
Personal

Regular Savings Account

Main

Start Small. Dream Big. Save Safely.

Whether you’re building an emergency fund, saving for a vacation, or simply putting money aside for a rainy day - Sunstate Bank’s Regular Savings Account makes it easy to get started.

It’s simple, secure, and built to grow with you.

Open Online  Compare Accounts

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Key Benefits

Earn Competitive Interest

Watch your money grow with interest earned on every dollar deposited.

FDIC Insured

Your funds are protected up to $250,000 - giving you peace of mind as you save.

Free Online & Mobile Banking

Access your account, transfer funds, and monitor your savings anytime, anywhere.

Optional Debit Access

Withdraw your savings when needed - while keeping your funds working for you.


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Is This the Right Account for Me?

This account is ideal if you:

  • Want to start saving without large upfront deposits
  • Prefer a low-risk, flexible savings option
  • Are new to saving or teaching a family member how to manage money
  • Want a safe place to grow your money over time

Why Save with Sunstate?

  • Trusted in South Florida since 1999
  • Voted Miami-Dade’s Favorite Bank (2023 & 2024)
  • Backed by a 5-star BauerFinancial rating and investment from J.P. Morgan Chase
  • Personalized customer support in English, Spanish, and Portuguese
  • Local decision-making and service that puts your goals first

Account Snapshot

Feature Details
Minimum Opening Deposit $25
Monthly Maintenance Fee $0 (when you maintain a minimum daily collected balance of $100)
Withdrawals 6 free withdrawals per month (per federal regulation)
FDIC Insurance Up to $250,000
Online & Mobile Access Included, with mobile check deposit
ATM/Debit Access Available if linked with checking or upon request

Ready to Start Saving?

Open an account online or visit one of our branches in Coral Gables, West Miami, or The Falls - we’ll help you get started.

*A low monthly maintenance fee may apply if minimum balance isn’t met. For full account disclosures, please call or stop into one of our branches. Rate tier information available here. Rates and terms may vary and are subject to change. Fees may reduce earnings. Additional fees may apply.