Business Money Market Accounts | Sunstate Bank
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Money Market Account

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Grow Your Business Reserves - While Keeping Access

If your business keeps higher cash reserves or needs a place to hold funds between investments or major expenses, Sunstate Bank’s Business Money Market Account is the perfect solution. You’ll earn competitive, tiered interest on your balance while maintaining the flexibility to access your funds when needed.

It’s the smart way to balance growth and liquidity.

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Key Benefits

Earn More as You Save More

Tiered interest rates reward higher balances with better returns.

Access Your Funds When Needed

Make up to six withdrawals per month with no penalty - perfect for managing seasonal cash flow or capital projects.

Check-Writing Privileges

Unlike standard savings accounts, you can write checks directly from your Money Market Account.

Free Online & Mobile Banking

Transfer funds, view balances, and deposit checks on the go.

FDIC Insured

Your funds are protected up to $250,000.


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Who Should Use This Account?

This account is ideal for:

  • Businesses with excess operating capital
  • Companies saving for taxes, expansion, or equipment purchases
  • Owners seeking higher interest than standard business savings
  • Organizations needing flexibility without giving up earnings

Why Sunstate Bank?

  • Serving South Florida’s business community since 1999
  • Voted Miami-Dade’s Favorite Bank in 2023 & 2024
  • Multilingual support in English, Spanish, and Portuguese
  • 5-star rated by BauerFinancial since 2016
  • Real relationship banking with personalized guidance

Account Snapshot

Feature Details
Minimum Opening Deposit $1,500
Interest Structure Tiered - higher balances earn higher rates
Monthly Fee $0 (when you maintain a minimum daily collected balance of $2,500, an average collected balance of $5,500 per statement cycle)
To Earn Interest Maintain $2,500 daily
Excess Item Fee $10 starting after the 6th transaction each monthly statement cycle
Mobile & Online Banking Free – includes mobile deposit
FDIC Insurance Up to $250,000

Ready to Put Your Savings to Work?

Speak to a Business Banker or visit a Sunstate Bank branch in Coral Gables, West Miami, or The Falls to open your Business Money Market Account today.

*A monthly service fee may apply if the minimum balance is not maintained. For full account disclosures, please call or stop into one of our branches. Rate tier information available here. Rates and terms may vary and are subject to change. Fees may reduce earnings. Additional fees may apply.