Regular Business Savings | Sunstate Bank
Business
Business

Business Savings

Build Your Safety Net. Fund Future Growth.

Every smart business keeps a financial cushion - whether for taxes, equipment upgrades, or seasonal slowdowns. The Business Savings Account at Sunstate Bank gives you a secure, interest-earning way to set aside extra funds while keeping them easily accessible when needed.

It’s your first step toward better cash management and long-term planning.

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Key Benefits

Earn Interest While You Save

Your money works for you - even when it’s sitting still. Grow your balance with competitive rates.

Easy Access to Funds

Withdraw when needed via online transfer, in-branch withdrawal, or linked checking.

Free Online & Mobile Banking

Track your savings, move money, and manage your business finances 24/7.

FDIC Insured

Feel secure knowing your savings are protected up to $250,000.

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Who Should Use This Account?

This account is ideal for:

  • Small businesses and startups saving for taxes, payroll, or future projects
  • Nonprofits managing grant or donor reserves
  • Businesses that want to separate operating cash from savings
  • Anyone looking for a low-risk, flexible savings option

Why Choose Sunstate Bank?

  • 25+ years of serving South Florida businesses
  • Relationship-first approach with personalized service
  • Multilingual support (English, Spanish, Portuguese)
  • Local decision-making, fast responses
  • Voted Miami-Dade’s Favorite Bank - two years running

Account Snapshot

Minimum Opening Deposit $25
Monthly Maintenance Fee $0 (when you maintain an average daily collected balance of $100)
Withdrawals $10 starting after the 6th transaction each monthly statement cycle
Online & Mobile Access Yes - includes mobile check deposit and eStatements
FDIC Insurance Up to $250,000

Start Saving for Your Business Goals

Connect with a Business Banker or visit one of our branches in Coral Gables, West Miami, or The Falls to open your Business Savings Account.

Connect with a Business Banker

*A service charge may apply if the daily balance falls below $100. For full account disclosures, please call or stop into one of our branches. Rate tier information available here. Rates and terms may vary and are subject to change. Fees may reduce earnings. Additional fees may apply.