Premier Auto Loans | Sunstate Bank
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Auto Loans

Drive Your Next Car with Confidence - Financing Made Simple

Whether you’re buying your first car, upgrading your ride, or refinancing a current vehicle, Sunstate Bank offers competitive auto loans with personal service and flexible options. We make the process fast, clear, and affordable - with decisions made locally and support from real people.

A man sitting in his new car

Why Finance with Sunstate?

Competitive Rates

Lock in a great rate on new, used, or refinanced vehicles - with terms that fit your budget.

Fast Approvals

Get pre-approved quickly so you can shop with confidence.

Flexible Terms

Choose from a range of repayment options - up to 72 months.

Personalized Service

Work with a dedicated banker who helps you compare options and find the best fit.

A saleswoman shows a man a new car

Ideal For

  • Financing a new or used vehicle
  • Refinancing an existing car loan at a better rate
  • Consolidating debt using your car’s equity
  • First-time buyers or building credit with secured auto loans

Why Sunstate?

  • Local community bank that knows your name
  • Trusted lender serving South Florida for over 20 years
  • Branches in Coral Gables, West Miami, and The Falls
  • Relationship-first approach - not just another application

Auto Loan Overview

Eligible Vehicles New and used
Refinancing Yes
Local Decision-Making Yes

A car key fob on top of car loan documents

What You’ll Need to Apply

  • Two forms if identification (passport, ID, driver’s license)
  • Proof of income
  • Vehicle information (VIN, mileage, purchase price if known)
  • Insurance details
  • Social Security Number or Tax ID

Our team will guide you through the process - whether you're applying in-branch or online.

Ready to Hit the Road?

Start Your Auto Loan Application or speak with one of our lending specialists today - we’ll answer your questions, help you get pre-approved, and get you moving.

Start Your Auto Loan Application

*For full account disclosures, please call or stop into one of our branches. All loans are subject to credit approval. Terms may vary based on creditworthiness and collateral.