Premier Interest Checking | Sunstate Bank
Premier
Premier

Premier Interest Checking

Earn Interest While Enjoying Global Access and Personalized Banking

Sunstate Bank’s Premier Interest Checking Account is a smart, flexible solution for internationally minded clients who want to grow their balances while maintaining everyday access to their funds.

Whether you’re a foreign national investing in the U.S., managing cross-border finances, or simply looking for a trusted American banking partner - this account offers the best of both worlds: interest earnings and global convenience.

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Why Choose Premier Interest Checking?

Earn Interest on Your Balance

Put your money to work - your funds earn interest while remaining fully liquid and accessible.

Ideal for International Clients

No U.S. residency required. Open your account from abroad with acceptable documentation.

Personal Relationship Manager

Receive tailored support in English, Spanish, or Portuguese, with ongoing concierge-level service.

Free MasterCard® Debit Card with Global Access

Spend securely in the U.S. or abroad.

Modern Tools for Global Access

Manage your account from anywhere with online banking, and mobile check deposit.

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Who Is This Account For?

This account is perfect for:

  • International real estate investors managing U.S. rental income or expenses
  • Students or families with tuition, housing, or recurring U.S. obligations
  • High-balance clients who want to earn while they bank
  • Non-U.S. residents diversifying their holdings in U.S. currency

Why Open With Sunstate Bank?

  • 25+ years serving the international community in South Florida
  • Multilingual, culturally aware support
  • Personal relationship management for high-touch service
  • Transparent fees, competitive interest, and local decision-making
  • Trusted by international investors, families, and professionals from over 30 countries

Account Snapshot

Monthly Service Fee $15 (waived when minimum balance requirements are met)
Interest Tiered interest based on balance - contact us for current APYs
ATM Access No-fee access at 15,000+ Chase ATMs, 1,400+ Publix Presto! ATMs, and the NYCE network
Online & Mobile Banking Included
International Wires Supported (incoming/outgoing)
Eligible for Non-U.S. Residents Yes

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What You'll Need to Open Your Account

We support flexible onboarding for international clients.

Typically required:

  • Valid passport and national ID
  • Proof of address (international or U.S.-based)
  • Tax ID (U.S. or foreign equivalent)
  • Minimum opening deposit

Reach out to confirm your specific situation - we’ll walk you through it.

Ready to Start Earning?

Open your account online. We’ll help you open your account and manage your relationship - whether you’re in Miami or overseas. Prefer to visit in person? Our Premier Banking branch in Coral Gables is ready to welcome you.

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*For full account disclosures, please call or stop into one of our branches. Rate tier information available here. Rates and terms may vary and are subject to change. Fees may reduce earnings. Additional fees may apply.