Small Business Express Loans | Sunstate Bank
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Business

Small Business Express Loans

Fast, Flexible Financing for Small Business Owners

When opportunity knocks, you shouldn’t have to wait. Sunstate Bank’s Small Business Express Loans are designed to give you quick access to the capital you need - with streamlined approvals, flexible terms, and personal service every step of the way.

Perfect for working capital, equipment, inventory, or short-term needs - this is business lending without the red tape.

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Why Choose an Express Loan?

Quick Approvals

Streamlined documentation and local underwriting mean faster decisions - often within 3 business days.

Tailored for Small Business

Loan amounts and repayment terms designed for smaller-scale needs and growth plans.

Simple Application Process

Minimal paperwork and guidance from a dedicated business banker - we make it easy.

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Ideal For

  • Managing cash flow
  • Purchasing equipment or software
  • Expanding inventory
  • Covering payroll or seasonal gaps
  • Renovating or upgrading your space
  • Marketing or technology investments
  • Refinancing high-interest business credit cards
  • Small Business Owners with annual gross revenue of $1M or less

Why Choose Sunstate?

  • Trusted local institution since 1999
  • Voted Miami-Dade’s Favorite Bank in 2023 & 2024
  • Friendly, multilingual support in English, Spanish, and Portuguese
  • 5-star BauerFinancial rating since 2016

A female lender

Backed by Real People

When you apply for a Small Business Express Loan at Sunstate, you’re working with real bankers - not algorithms. We review your application with care, consider your full story, and tailor a solution that works for you.

You’ll have a dedicated banker to guide you through every step of the process.

Ready to Apply?

Speak with a Small Business Banker or visit your nearest Sunstate Bank branch in Coral Gables, West Miami, or The Falls. We'll walk you through your options, help you apply, and get your business the capital it needs to keep growing.

Speak With a Banker

*For full account disclosures, please call or stop into one of our branches. All loans are subject to credit approval. Terms may vary based on creditworthiness and collateral.