Business Premium Money Market | Sunstate Bank
Business
Business

Business Premium Money Market

Maximize Returns on Large Business Balances

When your business maintains higher cash reserves, you deserve a savings solution that works harder for you. The Premium Business Money Market Account from Sunstate Bank delivers our highest tiered interest rates, helping you grow your funds faster - without sacrificing access.

Whether you're holding funds for expansion, taxes, or a large purchase, this account gives you the ideal balance of performance and liquidity.

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Key Benefits

Earn Top-Tier Interest Rates

Take advantage of our highest-yield money market rates - with tiered returns that increase as your balance grows.

Tailored for High-Balance Accounts

Built specifically for businesses, nonprofits, and professional practices that maintain substantial reserves.

Check-Writing Access

Write checks directly from your account (limited by federal transaction rules).

Free Online & Mobile Banking

Track your balance, transfer funds, and deposit checks from anywhere.

FDIC Insured

Your business savings are protected up to $250,000.

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Is This Account Right for You?

Ideal for:

  • Businesses with significant reserve funds
  • Organizations saving for future expansion, equipment, or capital projects
  • Nonprofits or institutions with consistent inflows and outflows
  • Firms that want more earnings without locking up capital in CDs

Why Sunstate Bank?

  • Trusted by South Florida businesses for 25+ years
  • Relationship-based banking and local decision-making
  • Multilingual support (English, Spanish, Portuguese)
  • Voted Miami-Dade’s Favorite Bank — two years in a row
  • Personalized service to help you optimize your funds

Account Snapshot

Minimum Opening Deposit $1,500
Minimum to Earn Interest $2,500 daily or $5,000 per statement cycle
Interest Rate Tiered - higher balances earn higher yields
Monthly Fee $0 (when you maintain a minimum daily collected balance of $100,000)
Online & Mobile Banking Free, with mobile check deposit and eStatements
Excess Item Fee $10 starting after the 6th transaction each monthly statement cycle
FDIC Insurance Up to $250,000

Grow Your Business Reserves - Strategically

Speak with a Business Banker or visit one of our branches in Coral Gables, West Miami, or The Falls to open your Premium Business Money Market Account.

Speak with a Business Banker

*For full account disclosures, please call or stop into one of our branches. Rate tier information available here. Rates and terms may vary and are subject to change. Fees may reduce earnings. Additional fees may apply.