Business Savings Accounts | Sunstate Bank
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Business CDs
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Best For Basic set-aside funds for occasional use Businesses with moderate balances needing liquidity High-balance businesses seeking top rates and access Long-term savings for funds not needed immediately
Minimum Deposit $25 $1,500 $2,500 $1,000
Minimum Balance to Earn Interest N/A $2,500 daily $2,500 daily or $5,000 average N/A - fixed rate guaranteed
Interest Competitive interest Tiered interest rates Highest tiered rates Fixed interest rate
Access to Funds Up to 6 free withdrawals per month 6 free withdrawals monthly, $10 fee thereafter 6 free withdrawals monthly, $10 fee thereafter Locked during term
(penalty for early withdrawal)
Additional Features Free online / mobile banking Direct check writing Check-writing access No monthly fees
Notable Highlights Offers a low-entry point and basic flexibility for businesses saving smaller amounts. A $6 monthly maintenance fee is waived with a $100 average daily balance. Balances performance and liquidity - with the flexibility of check writing and competitive interest on higher balances. Tailored for businesses maintaining large reserves, offering top-tier rates in exchange for higher balance requirements. Provides fixed, guaranteed returns if you can leave funds untouched for the term - rates are generally higher for longer durations.
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Which Account Should You Choose?

Consider the following when choosing:

Need flexibility and frequent access?

Want to lock in maximum earnings for future use?

Maintain higher balances and want both access and yield?

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