Commercial Checking Accounts | Sunstate Bank
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Commercial Checking Account

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A Scalable Solution for Growing Businesses

When your business moves fast and handles a high volume of transactions, you need a checking account built to keep up. Sunstate Bank’s Commercial Checking Account gives you the flexibility, tools, and support to manage your finances efficiently - so you can stay focused on growth.

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Key Benefits

Unlimited Monthly Transactions

No caps on check writing, debit card use, or deposits - ideal for high-volume businesses.

Earnings Credit Available

Offset monthly fees based on your account balance and activity.

Free Online & Mobile Banking

Manage cash flow, transfer funds, and access your account 24/7 from anywhere.

Bill Pay & ACH Tools

Easily pay vendors, employees, and invoices on your schedule.

Detailed Monthly Statements

Track spending, monitor activity, and stay audit-ready with clear reports.

Free ATM Access

Withdraw cash from 15,000+ Chase ATMs, Presto! (Publix), and the NYCE network - surcharge-free.


A business man on the phone

Is This the Right Account for You?

This account is ideal for:

  • Established businesses with high monthly transaction volumes
  • Companies that maintain moderate to high balances
  • Businesses that want to optimize cash management through earnings credits
  • Organizations that require sophisticated reporting and controls

Why Businesses Choose Sunstate

  • 25+ years serving South Florida business owners
  • Local decision-making, fast onboarding, and real support
  • Bilingual and trilingual customer service (English, Spanish, Portuguese)
  • Relationship-based banking — with dedicated commercial bankers
  • Voted Miami-Dade’s Favorite Bank in 2023 & 2024

Account Snapshot

Feature Details
Ideal For High-transaction-volume businesses
Minimum Opening Deposit $300
Monthly Maintenance Fee $10
Transactions Included Unlimited
ATM Access Free at Chase, Publix (Presto!), and NYCE ATMs
Online Banking Free, includes bill pay and mobile check deposit
Mobile Banking App Yes - manage business finances on the go
ACH & Wires Available (fees may apply)

Open Your Commercial Account Today

Speak with a Business Banker or visit one of our branches in Coral Gables, West Miami, or The Falls to open your account in person. We’ll help you get started quickly - and tailor the right tools to fit your business.

*For full account disclosures, please call or stop into one of our branches. Additional fees may apply.