Savings Accounts | Sunstate Bank
Personal
Personal

Personal Savings

Main
Account Regular Savings
Learn More
Youth Savings
Learn More
Money Market
Learn More
Premium Money Market
Learn More
Certificates of Deposit
Learn More
Individual Retirement Accounts
Learn More
Best For Everyday savings and emergency funds Children & teens under 18 (with parent/guardian) Savers looking for better rates and some check access Higher-balance savers seeking premium rates Long-term savers who don't need immediate access Retirement-focused savers planning for the future
Minimum to Open $25 $5 $100 $2,500 $1,000 None
Earns Interest
Tiered interest

Premium tiered interest

Fixed rate

Tax-advantaged interest
(Traditional or Roth)
Access to Funds 6 withdrawals / month1 6 withdrawals / month1 6 withdrawals / month+ limited check writing 6 withdrawals / month+ check access Locked during term
(penalty for early withdrawal)
Penalties may apply before age 59½
Highlights A flexible, low-risk savings account that grows with you Start saving young with a joint account designed for future financial success Higher yields than regular savings - with flexibility Our highest-yield savings product with liquidity and security Guaranteed returns over a fixed term - no market risk Tax-deferred or tax-free growth with FDIC protection for peace of mind
Open Account Open Online Contact Us Open Online Open Online Open Online Contact Us

Notes:

All accounts are FDIC insured up to $250,000 per depositor, per ownership category. IRA coverage is separate from standard deposit accounts.

¹ Regulation D limits apply: Up to 6 free withdrawals or transfers per month from savings and money market accounts.
IRA contributions and eligibility are subject to IRS limits and income requirements. Speak with a banker or tax advisor to determine what's best for you.